Car repo credit report question?

Ok I have a car that missed the lemon law by about 3 months it went deliquent in 2002 but I actually called and told them to repo it in 2003 my question is when would the 7 yrs be up 2009 or 2010? what counts deliq or repo or ca ? It now rest w/ northland group

The 7-years reporting limit starts180-days from when the account first goes delinquent. So if it went delinquent in 2002 and you never paid any other money on the account, that will be your start point.

The statute of limitations is something else all together, that varies by State so I posted a link where you can look your State and check.

If the lender has not come after you by now, consider yourself extremely lucky. Most sue and get judgments and at that point they can attach bank accounts, garnish wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes.